Effective Date: June 18, 2026
Terms of Use for Flagstick Financial Inc.
Welcome to the Flagstick Financial Inc. website. By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.
Website Purpose
The information provided on this website is intended for general informational purposes only and should not be construed as financial, legal, tax, or lending advice.
Flagstick Financial Inc. is a mortgage brokerage that assists consumers in obtaining financing through approved lending partners.
Nothing on this website constitutes an offer to lend, a commitment to lend, or a guarantee of financing.
No Loan Approval Guarantee
Submission of information through this website does not guarantee:
- Loan approval
- Interest rate availability
- Program eligibility
- Specific loan terms
All mortgage loans are subject to:
- Credit approval
- Income verification
- Asset verification
- Property review
- Underwriting requirements
- Investor and lender guidelines
Not all applicants will qualify.
Accuracy of Information
Flagstick Financial Inc. strives to provide accurate and current information. However, we do not warrant or guarantee that website content is complete, accurate, reliable, or current at all times.
Loan programs, interest rates, fees, and lending guidelines may change without notice.
No Professional Advice
Information presented on this website is not intended as legal, accounting, tax, investment, or financial advice.
Visitors should consult qualified professionals regarding their specific circumstances before making financial decisions.
Intellectual Property
All website content, including but not limited to:
- Text
- Graphics
- Logos
- Branding
- Images
- Website design elements
is the property of Flagstick Financial Inc. unless otherwise noted and is protected by applicable intellectual property laws.
No content may be copied, reproduced, distributed, or used without prior written consent.
User Conduct
Users agree not to:
- Use the website for unlawful purposes
- Attempt unauthorized access to website systems
- Interfere with website functionality
- Upload malicious software or harmful code
- Submit false or misleading information
Flagstick Financial Inc. reserves the right to restrict or terminate access to users who violate these terms.
Third-Party Links
This website may contain links to third-party websites or services.
Flagstick Financial Inc. does not control and is not responsible for the content, policies, or practices of third-party websites.
Use of third-party websites is at the user's own risk.
Limitation of Liability
To the fullest extent permitted by law, Flagstick Financial Inc., its officers, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:
- Use of this website
- Inability to use this website
- Reliance on website information
- Technical interruptions or errors
- Unauthorized access to user information
Electronic Communications
By submitting information through this website, you consent to receive communications from Flagstick Financial Inc. via email, telephone, text message, or other methods regarding your inquiry or mortgage-related services, subject to applicable laws and your communication preferences.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.
Any dispute arising from the use of this website shall be subject to the jurisdiction of the state and federal courts located in California.
Licensing Information
Flagstick Financial Inc.
California Mortgage Broker
NMLS #2808588
William E. Bracker III
Broker/Owner
NMLS #860427
Consumers may verify licensing information through the NMLS Consumer Access website.