Flagstick Financial brings nearly two decades of experience in helping homebuyers, homeowners, and real estate investors make smarter mortgage decisions through honest guidance, personalized strategies, and access to a wide network of wholesale lending partners.
Start Your LoanWhy Flagstick?
Nearly 20 Years of Experience
We've helped clients navigate every type of market—from record-low interest rates to some of the most challenging lending environments in history.
Multiple Wholesale Lenders
Access to a broad network of lending partners means we shop for financing solutions that fit your goals—not just one company's products.
Personalized Advice
Every borrower has different priorities. We tailor financing strategies around your goals, timeline, and long-term financial plans.
Local Expertise
Based in San Diego and serving clients throughout California.
Communication First
You'll never wonder where your loan stands.
Long-Term Relationships
We're here long after closing.
Meet Ted
Mortgage isn't just my profession—it's been my career for nearly two decades.
I've worked with first-time homebuyers, growing families upgrading into their forever home, veterans using their VA benefits, self-employed borrowers navigating complex income situations, and experienced real estate investors building long-term wealth.
Over the years I've helped clients secure financing through nearly every loan program available, including Conventional, FHA, VA, Jumbo, Bank Statement, DSCR, Asset Depletion, Investor, Non-QM, and specialized portfolio financing.
One thing I've learned after all those years…
Every loan is different.
That's why Flagstick Financial was built.
I wanted a brokerage focused on education instead of pressure, relationships instead of transactions, and long-term financial strategy.
When I'm not helping clients, you'll usually find me with my wife and two boys, out on the golf course, working in the garden, or enjoying everything San Diego has to offer.
Let's Talk About Your Situation
No pressure and no obligation — just a straight read on what your options actually look like.